Working at Home
Working at home and doing freelance jobs it the ideal job for me because I get full control over my time and growth. This is what my sister just told me early this day. She says that when you work at home, there are no strict rules, bosses nor stressful deadlines. She may have a point about that. However, there are several disadvantages of not having and employer under your name. If you are doing freelance jobs, the primary concern is about taxes. I don’t really have a solid background about laws of taxation so giving an advice about this is useless. The best way to know about tax laws is to seek the advice of a lawyer. You can easily look for a Lawyer Directory in the internet.
Small things like applying for credit cards or loans are easier if you have a stable and regular job. I remember a friend of mine who works as a freelance writer for different websites and earns twice as much as I do but could not get his credit card approved. As for me, I have a good amount of credit limit that I can use in times of need. Another thing that you may miss when working at home is free health insurance and super annuity. Companies usually provide their employees with free medical insurance or if the company is not that big, they share the insurance premiums with their employees. In addition to insurance, they also have a retirement plan that will guarantee your financial stability even after the age of retirement. There are positive and negative things in both working at home and being employed in a company. Weigh things carefully before making a decision especially if you have a current job that you will have to give up.
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